Accidental &
Supplemental
Health Insurance
Making Your Health a Priority
In today’s health climate, preparation is key to prevention when it comes to unexpected illnesses. Many families have experienced loss caused by diseases like cancer, cardiovascular disease, strokes, and accidents that have resulted in a loved one being placed in intensive care.
These events not only impact your health, but become detrimental to the wellbeing of your family. Our agency now has the solution to keep your family prepared and covered for the unexpected.
Our supplemental insurance products compliment any insurance policies you currently have in place.
Yes, you would receive payment in addition to any other coverage you already have. There are no “primary/secondary” rules with our accidental and health insurance options. You receive all of the benefits you’ve enrolled for.
Coverage Options
The A71000 Policy Series
The thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim. Picture your family trying to make ends meet without your paycheck. Just as accidents happen in an instant, the lives of your loved ones are changed in that same instant.
AIL's A71000 Accident policy pays cash benefits for accidental injuries. The A71000 is guaranteed renewable and cannot be canceled as long as premiums are paid on time. This is an accident-only policy. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life.
Hospital Indemnity (Policy Form H34000)
AIL offers a hospital indemnity insurance policy that can help protect your family from the unexpected. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life. This is a limited policy.
Cancer Protection (CNM, C10000 and C20000 Series)
When cancer strikes, it shows no favoritism. Everyone is at risk. Medical advances have increased chances of survival, but surviving a cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. The majority of working men and women don’t have the financial resources to survive while they are unable to work.* Our Supplemental Cancer plans may help offset the financial burden. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life. This is a cancer only policy.
*Financial Toxicity and Cancer Treatment," American Cancer Society, 2019
Critical Illness (Policy Form: CI0000)
How would you handle a critical illness? Could you pay your bills and take care of your family financially if you were unable to work for weeks … or months? What is your risk of having a critical illness? With people living longer, they’re more likely to experience a critical illness like a heart attack or stroke. How would you pay deductibles, copayments, or coinsurance and other out-of-pocket medical expenses related to your illness?
A critical illness policy can mean the difference between financial security and financial hardship. The benefit can help ease your financial burden and lessen your worry. Complete details of the benefits, terms, conditions, and exclusions of specific policies and availability should be obtained from the agent or American Income Life. This is a limited policy.